Why do Filipinos avoid Financial Literacy Seminars?

Financial Literacy is very low among Filipinos. Compared to our neighbors in Asia and the US, our country has the least number of people who are financially literate, and secure. Many would attribute this to a lack of knowledge or awareness, but the sad truth is that even though Financial Literacy advocates are everywhere and offering FREE Financial Literacy Seminars and talks across the country- even abroad for the OFWs, a lot of Filipinos still cannot be bothered to attend these seminars.

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50% off on Basic Goods and Commodities!

We don’t normally write about PROMOS or SALES however, for this specific event we will make an exception. While taking a break from work, I came across an article in Gulf News saying:

50% discount on grocery items in UAE for one month

Click on the link above if you don’t believe me.

As it turns out, this is in observance of the International Day of Happiness and will cover over 600 stores in the UAE including major chains like Lulu Hypermarket and Carrefour.

This “consumer” friendly move is an initiative from the Ministry of Economy, and will run from March 20 and April 20.

If this pushes through, expect long queues in participating grocery chains and stores.

For those who are planning to open their wallets during this period, please don’t forget about Earth, and bring re-usable bags and trolleys.

If you’re looking to fill those balikbayan boxes, better wait for further announcement about this, and take full advantage of it should it push through. However, we would still recommend that even if there’s a sale as big as this, exercise prudence and discernment with your spending. Don’t just go out there and fill your carts with things you don’t really need, specially with perishable items because you could end up wasting money instead of saving.

It doesn’t matter if something is on sale. If you do not need it, then you’re still spending more than your intended budget.

Happy shopping!


Learnings from MTUAE 2018

This is our second time to attend Money Talks UAE, and this by far has been the best and most interesting one we’ve been to. The conference was supposed to start at 1PM, but due to technical glitches it started at nearly 2PM, cutting the entire conference time short by almost two hours, and forcing the speakers to shorten their discussions a bit. It was not the full-day conference like the previous ones; a bit short on time, and cut even shorter due to technical difficulties, but definitely not short on information and new learnings from the excellent speakers.

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I have X amount of money. Where should I invest?

This is a question that we often hear from people who have heard about investing so many times before, and now have the money to do so. It’s really great that a lot of people nowadays are more aware about the importance of investing, and are willing to give it a go. The Philippine economy is really doing well, and investing for your future now is one of the best things that you can do for your future self. For Overseas Filipinos, this is one of the many ways you can take advantage of the higher salaries that you’re getting from your employment abroad.

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Valentine Tips from a Cheesy Kuripot

I am a SUCKER for Valentine’s Day!

It makes me smile whenever I see couples being romantic. Everything just seems better and happier on this day of the year. By now you must have booked a romantic dinner date or ordered flowers or chocolates to be delivered to her office. If not, what are you waiting for?

No budget for a date night? No problem. As I am kuripot, I believe there are ways to celebrate this special day without spending a fortune. Well, maybe this is just me, but I would rather have time (and a lot of attention) on this day rather than presents (unless it is something I really, really like).

Keep on reading!