In a few week’s time, it will be my fourth year here in Dubai. Four years of working in a foreign country and enduring the scorching summers and pleasant winters in the Middle East.
Out of those four years, I spent half being neck deep in debt. Credit Card debt. Just like many other OFW’s who came here, I too fell into the debt trap not long after I started working and getting my salary. After filling out my bank forms, I was also given a credit card application form which I was more than happy to sign. They gave me a good credit limit. I thought to myself back then, I can handle this. I will not use this for anything other than emergencies. I didn’t know any better.