Every morning, as soon as I arrive in the office I usually do some light reading. I go to news websites like Gulfnews.com, Inquirer.net or Khaleejtimes.com just to know what’s happening around me. I also check business websites to see how the stock market is doing, and know about the latest in the business world. Then I go through LinkedIn to check for updates, new leads, and some random stuff. I usually read posts from Francis Kong, one of the most respected speakers in the Philippines, for some Positivity and Motivation, Artin Eskander for Spiritual and Biblical Insights, and Oleg Vishnepolsky for his insights on Managing People, and some light stories related to people and the workplace. Today, as I opened my office computer and started on my daily routine of morning reading I came across this story and thought of sharing it. It’s a very short story, but very meaningful. So please bear with me, and enjoy reading.
It was one of those random text messages that popped out of my inbox. It said:
Congratulations! You have successfully qualified for a complimentary Mall Gift Voucher. Thank you for using your Emirates NBD Debit Card for your spends. Your Mall Gift Voucher is valid for 5 months.
My bank has always been generous – I remember getting a AED 500 dinner voucher at a fancy hotel few years ago – and now I got a shopping voucher at a popular mall chain. What a lovely surprise.
I did not know what to do with it. At first, I thought I would wait until November so I can buy Rod something nice for his birthday, or maybe wait until I feel the urge to buy new gym clothes. The voucher can be used for shopping, dining and entertainment. I kept it in my wallet for weeks before I felt the urge to visit the stores.
And there it was – a big SALE sign at Promod, one of my favourite stores – and I knew I had to get me something nice. I bought a dress, top and a pair of shorts using my voucher.
I loved my top so much that I used it on my birthday dinner date. I am saving my dress and shorts for next summer’s travel to a humid city.
It is one of those days when a kuripot like me felt like I hit the jackpot.
Freebies? Yes, please!
Let’s be honest. Everyday we spend time and exert energy deciding what to wear to work only to gravitate towards the same things – same top, same trousers, same pair of shoes. We have our “favourites” and, more often than not, end up wearing the safest and most comfortable. This made me think – what is the point of having too many options when I end up wearing the same items over and over?
There are different ways in which a person can make money in the stock market. One is by Active Trading, and the other through Long Term investing.
Active trading requires constant monitoring of one’s portfolio or current holdings. The amount of time you need to spend monitoring your portfolio depends on the kind of trader you are.
The Stock Market is one of the best ways to make your money work for you. Some companies have seen their share prices rise to more than 1000% in the last 15 years, some even higher. Average annual returns for most blue chip companies range between 10-15% per annum which is higher than most asset classes in the market.
If you haven’t invested in the stock market yet, but are planning to, here are a few things you need to consider before doing so.
Credit cards are neither good or bad. It’s merely a financial tool that affords the cardholder certain conveniences and access to exclusive perks and benefits like discounts on some brands and restaurants, as well as access to airport lounges and freebies.