Things to consider before investing in the Stock Market.

The Stock Market is one of the best ways to make your money work for you. Some companies have seen their share prices rise to more than 1000% in the last 15 years, some even higher. Average annual returns for most blue chip companies range between 10-15% per annum which is higher than most asset classes in the market.

If you haven’t invested in the stock market yet, but are planning to, here are a few things you need to consider before doing so.

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How I broke Free from Credit Card Debt

In a few week’s time, it will be my fourth year here in Dubai. Four years of working in a foreign country and enduring the scorching summers and pleasant winters in the Middle East.

Out of those four years, I spent half being neck deep in debt. Credit Card debt. Just like many other OFW’s who came here, I too fell into the debt trap not long after I started working and getting my salary. After filling out my bank forms, I was also given a credit card application form which I was more than happy to sign. They gave me a good credit limit. I thought to myself back then, I can handle this. I will not use this for anything other than emergencies. I didn’t know any better.

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A Beginner’s Guide to Minimalism

Contrary to popular belief, minimalism is not about owning X number of items only, or not owning this and that, and living poorly. There are no set of rules or restrictions on what you can or cannot own, or a maximum number of shirts allowed in your closet. It does not work like that.

Minimalism is a tool to rid yourself of life’s excess in favor of focusing on what’s important—so you can find happiness, fulfillment, and freedom. – Joshua Field Millburn & Ryan Nicodemus of The Minimalists.

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Ghost Month’s here…Should you be scared?

Every year, the arrival of the Ghost Month spooks a lot of people, specially traders and investors in the PSEI. It’s not the seasoned traders that get spooked, even the newcomers and would be investors get scared too with all the stories going around about Ghost Month. But what exactly is the Ghost Month and why are investors and traders so spooked about it?

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Dubai Eats: Chinese Food Indulgence on a Budget

I’m so sick of eating at fancy, over-priced Asian restaurants. For a bowl of noodles, and 4 pieces of dim sum, I would have to fork out up to AED 100 just to satisfy my craving.

There were times when I craved for Hot & Sour soup, but the thought of spending AED 30 for a temporary high is overwhelming as that is almost Php 500 for a bowl, which is enough to feed an entire family back home.

After living in Dubai for more than 3 years, the long search for affordable authentic Chinese food in Dubai is finally over! Thanks to the recommendation of my Chinese friend who has a discerning palate like mine.

Noodle Bowl is located at Dune Center, Al Diyafah, Dubai.

The menu is huge from soups to braised dumplings to noodles, not to mention the rice dishes, stir fried dishes, and traditional congee. There’s a number of vegetable, egg, chicken, beef dishes which made it so difficult for me to choose. The long list of steamed & deep fried dim sums, and cheung feung (or cheung fan) is so appetizing. Ordering was a struggle!

Out of curiosity, I tried Salted Egg Chicken (AED 39) because anything with salted egg is very popular now in Singapore and Malaysia. The quantity is more than enough for one. It was very good.20180803_173103

Cheung Fan is a must. We had Steamed Prawn Cheng Fan (AED 23). Honestly they hit a home run with its flavour.20180803_173015.jpg

Another dish I liked was the Salt & Pepper Squid (AED 39). It is so simple yet  so good. I will come back for this.20180803_173105_001

Their Hot & Sour soup was satisfying and cost only (AED 15), good for one. I wish it had a stronger sour flavour though. The Spicy Wanton in Soy Sauce (AED 20) was also good but not as spicy as I hoped it would be.20180803_173219

The ambiance is not anything special but the portion of some dishes are quite big and definitely good for sharing, and the authenticity and quality are exceptional.

It was our first time here and we enjoyed the food that I totally ignored the fact that the customer service was below average. That or maybe I was just on a good mood.

Overall, I would definitely recommend this to everyone who likes Chinese and Malaysian cuisine without breaking the bank. Next time I go I will have their Beef Ho-Fen and Ha Kau Prawn Dumpling.

Would you like to recommend other inexpensive Chinese or Japanese restaurants for us to visit? Please feel free to comment! We would love to hear from you.